IFRS9 Benchmarks 2026 Webinar – Standard Access

IFRS 9 Expected Credit Loss (ECL) provisions remain one of the most closely monitored indicators of banks’ risk profiles, portfolio quality and management judgment.

In this on-demand webinar, Perse Institute presents the findings of its 2026 benchmarking study based on publicly available financial statements and Pillar 3 disclosures of selected banks. Participants will gain insights into current provisioning trends, cross-bank differences and the key drivers shaping ECL levels.

The webinar focuses on practical interpretation rather than methodology alone, helping participants understand how economic conditions, portfolio structures, overlays, staging distributions and management assumptions influence observed reserve levels.

Whether you work in risk modelling, model validation, finance, internal audit, credit risk management or regulatory oversight, this session will help you place your institution’s ECL results into a broader market context.

Agenda highlights

• Key findings from the 2026 benchmark study
• Major trends observed across banks
• Cost of risk benchmarks, coverage and ECL ratios
• Stage 1, Stage 2 and Stage 3 distributions
• Management overlays and expert adjustments
• Drivers Behind Provisioning Differences
• Emerging regulatory expectations
• Areas attracting supervisory attention
• Practical Takeaways and lessons learned from leading practices

Training formula

Practical takeaways:

By attending this webinar, participants will:

• Understand current market trends in IFRS 9 provisions.
• Learn how ECL ratios differ across banks and regions.
• Identify the main drivers of provisioning changes.
• Understand the role of macroeconomic scenarios and management overlays.
• Benchmark their institution against industry practices.
• Gain practical insights supporting ECL governance, validation and challenge processes.

Target audience

This webinar is designed for credit risk, modelling, validation and finance professionals looking for independent market benchmarks, emerging trends and actionable insights into IFRS 9 ECL provisioning practices.

Questions about the webinar?

Contact us at contact@perseinstitute.com.

The Perse On-demand Webinars

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